You have a great tool here - but I find when I write an article and then put it in ChatGPT it comes back much better. I may not be using Rightblogger to the best of it’s ability. I find it duplicates and is not always in my voice. I will keep working with it. I think the SEO tool can be great. See below - reworked intro by ChatGPT…so nice.
For years, even though we saved the maximum in our 401(k)s, I used to joke with my husband that I didn’t want to end up a “Bag Lady.” The truth is, it wasn’t really a joke — deep down, I worried we might run out of money one day.
That fear has always stayed with me. On the one hand, I watch every dollar carefully. On the other, I do allow myself to enjoy the things I love — whether that’s travel, dinners with friends, or spoiling the grandkids. Like most people, I fall somewhere in between.
The more I’ve read about money in retirement, the more I’ve realized that we all carry a unique money mindset — shaped by how we grew up, what we’ve experienced, and the choices we’ve made. One book that really struck me is The Psychology of Money by Morgan Housel. He writes:
“Your personal experiences with money make up maybe 0.000000001% of what’s happened in the world, but maybe 80% of how you think the world works.”
That rings true for me. Growing up, my parents fought about money a lot. We didn’t own a home until I was in sixth grade. If I wanted something, I had to babysit or get a job to earn it myself. Having my own money felt freeing — but it also left me determined never to feel like I couldn’t afford something again.
Fast forward: when I left my full-time job to help my husband with his business and semi-retire, those old worries resurfaced — even though we had been saving diligently for years. That’s when I began to see how powerful money mindsets can be, especially in retirement.
So today, let’s talk about them. Which one describes you best?
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